What credit card doesn’t charge interest in USA?

The Best Credit Card Options in the USA That Don’t Charge Interest 

What credit card doesn't charge interest in USA

Are you tired of high-interest rates piling up on your credit card balance? Then you are not by yourself. There is a strong demand for interest-free credit card solutions. We’ll look at some of the greatest interest-free credit card possibilities available in the United States in this post. 

The Discover It Cash Back Credit Card 

If you want to avoid paying interest, a popular option is the Discover It Cash Back Credit Card. For the first 14 months after the card’s issuance, there is no interest charged on purchases or balance transfers. Depending on your creditworthiness, the APR will change after the introductory period. Here are some of the Discover It’s main characteristics.

5% cash back is offered on quarterly rotating categories. 

On all other purchases, receive 1% cash back. 

No yearly charge 

**Get a free FICO credit score every month from your statement! 

How to Apply for the Credit Card Discover It Cash Back 

You can visit the Discover website and complete an online application to apply for the Discover It Cash Back Credit Card. Information like your name, residence, income, and Social Security number will be required of you. You can begin taking use of this interest-free credit card as soon as you’re authorized. 

Citi Simplicity Card 

The Citi Simplicity Card is an excellent choice for an interest-free credit card. For the first eighteen months, this card offers 0% intro APR on both purchases and debt transfers. Following the introduction,

No penalties for lateness 

No yearly charge! 

Citi Price Rewind offers a 60-day refund in the event that the price of an item you purchased decreases. 

The Citi Simplicity Card’s advantages 

The Citi Simplicity Card is renowned for its uncomplicated credit application process. This card makes handling your money easier because there are no annual or late fees. Plus, you can save money on purchases by using the Citi Price Rewind feature. 

In summary 

In conclusion, the Citi Simplicity Card and the Discover It Cash Back Credit Card are both great choices to take into consideration if you’re searching for a credit card that doesn’t charge interest in the United States. These cards can help you save money and prevent debt thanks to their 0% initial APR offers and other advantages.

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